6 Comments

  • jetssbp@gmail.com'

    Tom Priesmeyer

    Wow, what a rocky road you traveled. I feel for you, and at the same time your story frightens me. I learned a while ago to minimize the amount of debt that I have. I am now almost completely debt free. Just a few bills on my credit report that I need to pay/contest. I’m glad that you seem to be on the right track, and can see the light at the end of the tunnel thanks to your ability to consolidate your CC debt into a personal loan. Good knowledge about the personal loan. Thanks for sharing, Tom

    Reply
    • Daddy Poorbucks

      Thanks, Tom. You’re definitely fortunate. The earlier you learn, as you did, the better off you are but people who are past that point still can turn things around like I did.

      And Yeah… it was rough at times but I learned a lot from it. I overcame it and worked myself into a good place and other people can do even better than me. We’re here at Loan Camel to help people get over the hump and move forward.

      Reply
  • mstoddart425@gmail.com'

    Maryann Stoddart

    Wow, this post educate me about filing bankruptcy vs. applying personal loan to consolidate my credit cards. I have personal to consolidate some of my cc. I would like to get another one once i pay my initial Personal. Loan. I just have to make certain that the interest from my Personal is lower than the credits card I consolidated.
    Thank you for a very helpful Post

    Maryann Stoddart

    Reply
    • Daddy Poorbucks

      Maryann, what’s also great about personal loans is that they have a date certain by which they are paid off and the debt is paid off. It could take over 20 years at minimum monthly payments to pay off credit cards.

      Reply
  • martz.enrique@gmail.com'

    Enrique

    Wow! I can’t imagine all you had to go through. They must have been hard times for you and your family. I’m glad you eventually found your way out. I’ve sometimes thought of what could happen if I ever run into debt and am not able to repay it. Fortunately, it hasn’t happened to me and I hope it never will But it’s always good to know nonetheless.

    Thanks for sharing your story.

    Reply
    • Daddy Poorbucks

      It can happen to anyone, really – a costly divorce, medical expenses… and yeah, for superfluous reasons as well. The important thing to know is that you can overcome it and get yourself back in good shape by taking the right steps.

      Reply

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